1. Find an inspiring job.
2. Learn to say ten phrases in Japanese, French and Spanish.
3.Learn to skate backwards.
4. Read 6 classic books a year.
5. Play an instrument.
6. Start a Youtube channel.
7. Get fifty blog post to each blog and then promote them.
8. Kids.
9. House.
10. Go to Japan.
11. Get a bike.
12. Learn more ASL.
13. Do Yoga.
14. Fast for a whole day.
15. Learn a trade.
16. Learn a skill.
17. Sew.
18. Knit.
19. See HIM again.
20. See a musical.
21.Go to a water park.
22. Go to a zipline park.
23. Go to Mount Rushmore.
24. Do geo-cashing.
25. Volunteer.
26. Join a church.
27. Get to level 4 on TB
28. Lose weight.
29. Learn more about computers.
30. Draw and write a short comic.
31. Paint a wall.
32. Design and plant a garden.
33. Take Kevin to DK
34. Get eyebrows threaded.
35. Get your hair and nails done professionally.
36. Run for Congress.
37. Have a degree or some kind of certificate.
38. Learn about money.
39. Learn about the stock market.
40. Go vegetarian for a week.
41. Take up beading and sell stuff at a market.
42. Become a master at a video game.
43. Make balloon animals.
44. Take a cake decorating class.
45. Try out for a play or TV show.
46. Become a Kindle guru.
47. Work on becoming a virtual assistant.
48. Start flossing.
49. Shine your sink.
50. Become perfect.
And if all that fails, catch the latest Superman movie.
Friday, June 21, 2013
Friday, May 31, 2013
How to get out of debt: Five simple ways to financial freedom.
No mater how you got into debt, either through bad choices or bad luck you can stop your debt from spiraling out of control.
A lot of the advice mentioned may seem pretty obvious, it's because they have the best results. You have to bite the bullet and look at the mess you are in. Don't beat yourself up anymore, and don't hide in the sand hoping it'll all blow over. Push up your sleeves and dive in, it will get better if you work on it.
1. Know what you have.
Get paper, pens, a calculator and start corralling all the necessary paperwork. Get the credit card bills, home loans, banks statements, student loans, car loans, boat loans, all of it.
Once you have added up all the numbers, and the smoke has cleared take a deep breath and hold on tight, there's more work to be done.
Read all the fine print in your credit card statements and start taking notes.
How much do you owe them, what are they charging you for late payments, and minimum payments, are there any mistakes, what are the balances on those cards?
Once you know what you have gotten yourself into, you can start to get things under control. If this seems too daunting , or you are bad with numbers, speak to a credit councilor and have them help you crunch the numbers.
2. Cut up your credit cards.
This isn't a joke. I know this seems rash, but if you can't use it, you won't use it.
Why cut it up? I know you use these cards to pay the bills and put food on the table, good for you. You may also use it to get some fast-food, pick up the dry-cleaning and many other things. Ten dollars here twenty dollars there starts to add up real quickly. Get out of the habit of using those cards to pay for things you don't need. Putting them away doesn't work. There has to be a physiological connection with this. Don't just cut it up where you can still read off the numbers and put it back together later when you want to order pizza. Many paper shredders have a spot for credit cards, yup use those. Don't have one? Go to your bank and have them destroy the cards for you. The bank will have top of the line shredders that will protect your identity, and you won't be digging in the trash for it later in a week moment. Use cash and learn to budget it.
3. Pick a debt to pay down.
You can either pick the highest, (if you like to) or the lowest (to feel empowered) and start attacking it with money. Look for extra cash and put that money towards paying off that debt. Pay more than the minimum payment, give them as much cash as you can afford. Find ways to earn extra money with side jobs, or a second job. Mow lawns, babysit, walk dogs, have a huge sale and get rid of junk. Slash your food bill in half. Do whatever you can to get extra money and throw it at that debit. Keep a chart and cross off amounts you owe; seeing that debt get smaller will keep you stay on track. Once that debt is paid down, attack the next one with gusto.
There is also an option known as, "Pay For Delete".
This is used for small debts, under five hundred dollars. How this works is you agree to pay the collector either the whole or at least 25% of the debt you owe them, and they remove the debt from your credit score. It sounds too good to be true, but there are a few catches to this process. First, you have to get the name and address of the collector and request that they send you a debit validation letter. They may not have any real information on the debt, other than your name and the amount owed. If they send you a letter with documents of your debt, like the name and place of the original debt, and canceled checks from you that is the actual amount you owe. If they send you a print out from their own computer, that is not proof. Who knows where they got that number from, and if they haven't done anything to it.
Next.
Once you have all your facts, write them a letter and mention these things.
1. You would like to settle your debt with them.
2. Offer them what you think is fair. Don't be silly and offer them fifty or one hundred bucks, they won't take it.
3. The tone of this letter should be a business deal, they'll get their money if they agree to your offer.
4. Insist that they must agree to delete your debt from their computers, not marking it as paid. That won't work.
After you send that letter, now comes the tough part; you wait. This could take up to thirty days to hear back from them. In the meantime, go about your life and don't worry about it. You are taking the bull by the horns here and that should feel amazing! Till you get this settled, don't send them any money. If they take the money without having to jump through your hopes, they will.
Don't let them get away with it. You can wait, wait for them to respond.
Keep in mind that they don't have to accept your offer no matter how reasonable you think it is. Despite the bad reputations of debt collectors, they will listen to money, er, I mean reason so you will hear from them about getting paid.
Have this all in writing, don't just accept a word on the phone, wait for a written response.
This letter should have a signature on the bottom and their official business symbol on it.
If they don't respond, call them and see if you can talk to a supervisor about your letter.
Once you have a written and signed agreement, send them the money. Payment with a money order is best. You don't want them to have access to your banking account.
Be advised that these are just a summery of what a pay for delete process entails.
I have no claims or proof that this will work, it is just an option.
4. Put money aside.
It never fails, just when you were starting to get a handle on your life, Murphy and his law move into your life. The car needs a repair, there was an emergency tooth pulling, the roof is leaking. Any number of these things that happen in life can make things worse if there isn't any money to throw at them. Before throwing money at the debt, be sure to have some money put aside into an account that isn't easy to deep into. Scrounge together at least a thousand dollars, a few more if you have that kind of money. Even if all you have is five hundred dollars, hang on to it. Having some money in a time of need is better than non. This will save your sanity, and make you feel more in control in those times. When the time comes and the money is needed, pull it out and take care of the problem. When the dust has settled, put money back into it as soon as you can. Stop paying down the debt for the time being to bring up the savings again. Once that is back, start attacking that debt again.
5. Budget.
Keep track of where the money is going, and pinch those pennies.
Get rid of any non-essentials, coffee shops, magazine subscriptions, cable TV, cash withdraws.
There are many ways to cut cost and save in a budget. Maybe you have already thought about this and are living on a bone cut budget, great! Keep doing this and it will get easier.
Remember, you got into this mess but there is no shame in getting out of it.
You will not have to live this way forever, and once you are free of debt your life will become less stressed, and others will see the improvement.
Good luck.
Do not take my word on it, I am not a professional adviser and found the information I did via research.
A lot of the advice mentioned may seem pretty obvious, it's because they have the best results. You have to bite the bullet and look at the mess you are in. Don't beat yourself up anymore, and don't hide in the sand hoping it'll all blow over. Push up your sleeves and dive in, it will get better if you work on it.
1. Know what you have.
Get paper, pens, a calculator and start corralling all the necessary paperwork. Get the credit card bills, home loans, banks statements, student loans, car loans, boat loans, all of it.
Once you have added up all the numbers, and the smoke has cleared take a deep breath and hold on tight, there's more work to be done.
Read all the fine print in your credit card statements and start taking notes.
How much do you owe them, what are they charging you for late payments, and minimum payments, are there any mistakes, what are the balances on those cards?
Once you know what you have gotten yourself into, you can start to get things under control. If this seems too daunting , or you are bad with numbers, speak to a credit councilor and have them help you crunch the numbers.
2. Cut up your credit cards.
This isn't a joke. I know this seems rash, but if you can't use it, you won't use it.
Why cut it up? I know you use these cards to pay the bills and put food on the table, good for you. You may also use it to get some fast-food, pick up the dry-cleaning and many other things. Ten dollars here twenty dollars there starts to add up real quickly. Get out of the habit of using those cards to pay for things you don't need. Putting them away doesn't work. There has to be a physiological connection with this. Don't just cut it up where you can still read off the numbers and put it back together later when you want to order pizza. Many paper shredders have a spot for credit cards, yup use those. Don't have one? Go to your bank and have them destroy the cards for you. The bank will have top of the line shredders that will protect your identity, and you won't be digging in the trash for it later in a week moment. Use cash and learn to budget it.
3. Pick a debt to pay down.
You can either pick the highest, (if you like to) or the lowest (to feel empowered) and start attacking it with money. Look for extra cash and put that money towards paying off that debt. Pay more than the minimum payment, give them as much cash as you can afford. Find ways to earn extra money with side jobs, or a second job. Mow lawns, babysit, walk dogs, have a huge sale and get rid of junk. Slash your food bill in half. Do whatever you can to get extra money and throw it at that debit. Keep a chart and cross off amounts you owe; seeing that debt get smaller will keep you stay on track. Once that debt is paid down, attack the next one with gusto.
There is also an option known as, "Pay For Delete".
This is used for small debts, under five hundred dollars. How this works is you agree to pay the collector either the whole or at least 25% of the debt you owe them, and they remove the debt from your credit score. It sounds too good to be true, but there are a few catches to this process. First, you have to get the name and address of the collector and request that they send you a debit validation letter. They may not have any real information on the debt, other than your name and the amount owed. If they send you a letter with documents of your debt, like the name and place of the original debt, and canceled checks from you that is the actual amount you owe. If they send you a print out from their own computer, that is not proof. Who knows where they got that number from, and if they haven't done anything to it.
Next.
Once you have all your facts, write them a letter and mention these things.
1. You would like to settle your debt with them.
2. Offer them what you think is fair. Don't be silly and offer them fifty or one hundred bucks, they won't take it.
3. The tone of this letter should be a business deal, they'll get their money if they agree to your offer.
4. Insist that they must agree to delete your debt from their computers, not marking it as paid. That won't work.
After you send that letter, now comes the tough part; you wait. This could take up to thirty days to hear back from them. In the meantime, go about your life and don't worry about it. You are taking the bull by the horns here and that should feel amazing! Till you get this settled, don't send them any money. If they take the money without having to jump through your hopes, they will.
Don't let them get away with it. You can wait, wait for them to respond.
Keep in mind that they don't have to accept your offer no matter how reasonable you think it is. Despite the bad reputations of debt collectors, they will listen to money, er, I mean reason so you will hear from them about getting paid.
Have this all in writing, don't just accept a word on the phone, wait for a written response.
This letter should have a signature on the bottom and their official business symbol on it.
If they don't respond, call them and see if you can talk to a supervisor about your letter.
Once you have a written and signed agreement, send them the money. Payment with a money order is best. You don't want them to have access to your banking account.
Be advised that these are just a summery of what a pay for delete process entails.
I have no claims or proof that this will work, it is just an option.
4. Put money aside.
It never fails, just when you were starting to get a handle on your life, Murphy and his law move into your life. The car needs a repair, there was an emergency tooth pulling, the roof is leaking. Any number of these things that happen in life can make things worse if there isn't any money to throw at them. Before throwing money at the debt, be sure to have some money put aside into an account that isn't easy to deep into. Scrounge together at least a thousand dollars, a few more if you have that kind of money. Even if all you have is five hundred dollars, hang on to it. Having some money in a time of need is better than non. This will save your sanity, and make you feel more in control in those times. When the time comes and the money is needed, pull it out and take care of the problem. When the dust has settled, put money back into it as soon as you can. Stop paying down the debt for the time being to bring up the savings again. Once that is back, start attacking that debt again.
5. Budget.
Keep track of where the money is going, and pinch those pennies.
Get rid of any non-essentials, coffee shops, magazine subscriptions, cable TV, cash withdraws.
There are many ways to cut cost and save in a budget. Maybe you have already thought about this and are living on a bone cut budget, great! Keep doing this and it will get easier.
Remember, you got into this mess but there is no shame in getting out of it.
You will not have to live this way forever, and once you are free of debt your life will become less stressed, and others will see the improvement.
Good luck.
Do not take my word on it, I am not a professional adviser and found the information I did via research.
Monday, May 27, 2013
Crazy Cat Names.
In no particular order.
Oranges.
Sorry just random.
Checkers.
Professor Speckel.
Dot your mama.
Titus Calpurnius Siculus.
Mostly because the second name sounds like the name of a cow. Silly I know.
Dr. Snuggles.
Shroom.
Noodle Noggin.
Lord Fluffy Bottom.
Sushi.
Ying.
Yang.
Polka.
.com (hehe sorry, while we're on it though)
.net
.org
Dippin
Swiss, (he looks like the cheese to me.)
Fluffycakes.
Hopper.
Tsnami
Salami.
Liberace.
Marble, did I use that one already?
Pinch.
Porch.
Caption Comma.
Exclamation.
Bolt.
Sargent S&P.
Good luck!
How about Senor Bon, Bon? No? Bam, Bam?
Or Mr. Scribbles?
Pebble Paws?
Paw, Paw?
Kitty, Kitty Bang, Bang?
Piano, keyboard?
Crossword?
Zebra?
Zumba?
Murky?
Inky?
Half and half.
Gavel.
Ranger Kitty.
Ash & taters.
Soot.
Cindel.
Carbon.
Lizard, Led, Legs.
Lint Licker.
Licker would be a funny thing to yell out. "Hey Licker? Licker. Has anyone seen my Licker?
Oliverclothesoff, now I'm thinking too hard.
Moon Shadow.
Bell-bottom.
Rook.
Knight.
Creepy.
Crawly.
Worm-wart.
Warden.
Ranger.
Strike.
Dodger.
Diligent.
Dark Evador.
Morse.
Dot.Dot.Dash.
Pounder.
Dippy.
Danish.
Rocky.
Rocket.
Racer.
Pacer.
Oranges.
Sorry just random.
Checkers.
Professor Speckel.
Dot your mama.
Titus Calpurnius Siculus.
Mostly because the second name sounds like the name of a cow. Silly I know.
Dr. Snuggles.
Shroom.
Noodle Noggin.
Lord Fluffy Bottom.
Sushi.
Ying.
Yang.
Polka.
.com (hehe sorry, while we're on it though)
.net
.org
Dippin
Swiss, (he looks like the cheese to me.)
Fluffycakes.
Hopper.
Tsnami
Salami.
Liberace.
Marble, did I use that one already?
Pinch.
Porch.
Caption Comma.
Exclamation.
Bolt.
Sargent S&P.
Good luck!
How about Senor Bon, Bon? No? Bam, Bam?
Or Mr. Scribbles?
Pebble Paws?
Paw, Paw?
Kitty, Kitty Bang, Bang?
Piano, keyboard?
Crossword?
Zebra?
Zumba?
Murky?
Inky?
Half and half.
Gavel.
Ranger Kitty.
Ash & taters.
Soot.
Cindel.
Carbon.
Lizard, Led, Legs.
Lint Licker.
Licker would be a funny thing to yell out. "Hey Licker? Licker. Has anyone seen my Licker?
Oliverclothesoff, now I'm thinking too hard.
Moon Shadow.
Bell-bottom.
Rook.
Knight.
Creepy.
Crawly.
Worm-wart.
Warden.
Ranger.
Strike.
Dodger.
Diligent.
Dark Evador.
Morse.
Dot.Dot.Dash.
Pounder.
Dippy.
Danish.
Rocky.
Rocket.
Racer.
Pacer.
unsold team- order E-Cigarettes.
Want to smoke till your eyes roll in the back of your head, but don't want to black up your lungs with tar and get Cancer? Well, what if I were to tell yous there were a device that looks like a cigarette, feels like a cigarette but brother it ain't a cigarette? Intrigued, read more.
The E-Cigarette, or electronic cigarettes are smoking devices that offer the smoker all the feel and sensation of a smoke but without the death sentence.
Yup, these little beauties are the wave of the future. You can smoke, smoke, and smoke and will not produce that nasty muggy, butt smell, and can even smoke in front of all those mush mouthed, pink lunged pansies who get so offended by your smoking. You can even smoke in front of a baby. Go ahead, do it, we dare you! Don't let the baby smoke it though, we aren't covered for that.
How do we do it?
Glad you asked.
First, stop smoking you jerk this stuff'll kill you.
If the government has it's way, soon you won't be safe to enjoy your Cancer stick anywhere. You won't even be able to place it where you know we've all wanted to...no? Okay fine then, be that way.
The device.
It comes in a box with all the attachments and what-nots you need.
There are three parts to these dumb things.
The battery: We don't have to tell you what that is for, so that'll save some time.
The nicotine cartridge: Where your drug of choice is housed to bring you hours and hours of non-smoking, smoking pleasure and stop you from wanting to light and suck on anything that moves.
Which reminds us, wear a freaking condom. Oh, wait. Maybe your supper religious or some shit like that and can't do that. In that case, just say no and wait till your married. Wait, are we talking about smoking or sex? One always leads to another, I can't keep them straight. Another topic, nothing wrong with gays marring each other; it worked so well for us non-gays. That's one way to get them to stop bitching about it, have them get married, then they'll all be against it. Yeah, that'll work.
Last item on the device is atomizer, which we have no hellish idea what the hell it does but the instructions should tell you alls about its. Come to think about it, "Hey Larry, you done writing up the how-to's for these rubber cigars? Our peps want to know how to put it all together".
::Crumpled paper:: "Atomizer, Atomizer. Ah, here we go..."
Da ding on here that is used to heat up the nicotine and turn it into a vaporizer. Wait, what?
So, this thing is like an AK? Awesome, so you light up and smoke someone at the same time. Pure genus, why no one thought of this till now is beyond me!
"hey Mac. You have it upside down."
"what, no wait." ::more crumpled paper noises::
"Okay, so the atomizer heats up the nicotine, turning it into a vapor or smoke that is made of water. It's like a mist full of nicotine. That sounds like an album by Lady Gaga. I guess that makes more sense."
"Okay, so we have all the parts to the device, but still no smoking has occurred. Keep your socks on boys, we're getting there."
How to assemble and smoke your brains out.
Take the e-cig out of the case.
Remove all the packages and wraps.
Read the instructions.
Read them again moron, just in case you missed anything.
All the parts should fit into each other.
That is it.
They either snap together or screw on, so figure out which one you gots.
Time to charge that baby up.
See e-cigs are electronic, but they're portable, like cells phones.
You have to plug in the charger to the device and let it charge for a few hours.
Your charging times may vary, refer to your instructions for details.
The first time your cigy is charged will be the longest it'll take to do it.
Once charged the device is ready to be smoked.
Just unplug it, pick it up and smoke it like you would a real cigarette.
Inhale, wait and exhale, but don't watch the crappy girlie movie of the same name. Trust me, you'll want to go and make everyone involved stop inhaling, and exhaling.
How does the e-cig work?
Glad you ask, roll that film.
Wait, you only read I get it.
When the cigarette is on, it heats up the water and the nicotine solution . This produces a mist that the smoker inhales, and that is why when they exhale they see those sexy little white donuts that every cool guy wishes he knew how to make. You get the drug drawn into your body, no bad smell, no house catching on fire, happy times.
Features.
Not all e cig's are created equal but they all preform the same function.
You can choose the level of nicotine you want to consume. There are some that add a flavor or scent to the nicotine, so that your mouth can taste like a filed of fresh blueberries. Now girls will want to kiss guys who smoke, win win.
Benefits:
No smell.
Cheaper. Although the initial investment will set you back about 60.00 bucks, you won't be out there buying cartons of cigarettes which is never going to go down.
You'll not put all that tar and crap into your body that those little Cancer sticks had in them.
Feels and looks like the real thing.
Or it has all the same elements.
You can get e-cigarettes with no nicotine in them and that is a great way to go.
You pick some stick-like thing up, it lights up, you inhale and exhale and you see smoke, and your happy...Till you go out camping, and then you have no way to charge that bad boy.
Well you're on your one.
Watch out for bears!
Downsides: Hey we got you covered there too.
It won't help you kick the nicotine fix.
Yo will have to replace the nicotine, once it's all gone.
You have to buy said nicotine in special stores, or online.
It hasn't been proven to be risk free, but it might be a better alternative...for now.
Now you know, so go smoke and be happy.
Warning: Smoking may not produce happiness if you weren't a smoker before, or are just depressed and upset and fat and lonely. However, if you smoke, you'll lose weight and become more focused. Keep lighters handy for all the girls how still use the real deal, you'll seem like a real gem and be in like for good with them. More so too if you can appear better than they with your fake Ciggy.
The E-Cigarette, or electronic cigarettes are smoking devices that offer the smoker all the feel and sensation of a smoke but without the death sentence.
Yup, these little beauties are the wave of the future. You can smoke, smoke, and smoke and will not produce that nasty muggy, butt smell, and can even smoke in front of all those mush mouthed, pink lunged pansies who get so offended by your smoking. You can even smoke in front of a baby. Go ahead, do it, we dare you! Don't let the baby smoke it though, we aren't covered for that.
How do we do it?
Glad you asked.
First, stop smoking you jerk this stuff'll kill you.
If the government has it's way, soon you won't be safe to enjoy your Cancer stick anywhere. You won't even be able to place it where you know we've all wanted to...no? Okay fine then, be that way.
The device.
It comes in a box with all the attachments and what-nots you need.
There are three parts to these dumb things.
The battery: We don't have to tell you what that is for, so that'll save some time.
The nicotine cartridge: Where your drug of choice is housed to bring you hours and hours of non-smoking, smoking pleasure and stop you from wanting to light and suck on anything that moves.
Which reminds us, wear a freaking condom. Oh, wait. Maybe your supper religious or some shit like that and can't do that. In that case, just say no and wait till your married. Wait, are we talking about smoking or sex? One always leads to another, I can't keep them straight. Another topic, nothing wrong with gays marring each other; it worked so well for us non-gays. That's one way to get them to stop bitching about it, have them get married, then they'll all be against it. Yeah, that'll work.
Last item on the device is atomizer, which we have no hellish idea what the hell it does but the instructions should tell you alls about its. Come to think about it, "Hey Larry, you done writing up the how-to's for these rubber cigars? Our peps want to know how to put it all together".
::Crumpled paper:: "Atomizer, Atomizer. Ah, here we go..."
Da ding on here that is used to heat up the nicotine and turn it into a vaporizer. Wait, what?
So, this thing is like an AK? Awesome, so you light up and smoke someone at the same time. Pure genus, why no one thought of this till now is beyond me!
"hey Mac. You have it upside down."
"what, no wait." ::more crumpled paper noises::
"Okay, so the atomizer heats up the nicotine, turning it into a vapor or smoke that is made of water. It's like a mist full of nicotine. That sounds like an album by Lady Gaga. I guess that makes more sense."
"Okay, so we have all the parts to the device, but still no smoking has occurred. Keep your socks on boys, we're getting there."
How to assemble and smoke your brains out.
Take the e-cig out of the case.
Remove all the packages and wraps.
Read the instructions.
Read them again moron, just in case you missed anything.
All the parts should fit into each other.
That is it.
They either snap together or screw on, so figure out which one you gots.
Time to charge that baby up.
See e-cigs are electronic, but they're portable, like cells phones.
You have to plug in the charger to the device and let it charge for a few hours.
Your charging times may vary, refer to your instructions for details.
The first time your cigy is charged will be the longest it'll take to do it.
Once charged the device is ready to be smoked.
Just unplug it, pick it up and smoke it like you would a real cigarette.
Inhale, wait and exhale, but don't watch the crappy girlie movie of the same name. Trust me, you'll want to go and make everyone involved stop inhaling, and exhaling.
How does the e-cig work?
Glad you ask, roll that film.
Wait, you only read I get it.
When the cigarette is on, it heats up the water and the nicotine solution . This produces a mist that the smoker inhales, and that is why when they exhale they see those sexy little white donuts that every cool guy wishes he knew how to make. You get the drug drawn into your body, no bad smell, no house catching on fire, happy times.
Features.
Not all e cig's are created equal but they all preform the same function.
You can choose the level of nicotine you want to consume. There are some that add a flavor or scent to the nicotine, so that your mouth can taste like a filed of fresh blueberries. Now girls will want to kiss guys who smoke, win win.
Benefits:
No smell.
Cheaper. Although the initial investment will set you back about 60.00 bucks, you won't be out there buying cartons of cigarettes which is never going to go down.
You'll not put all that tar and crap into your body that those little Cancer sticks had in them.
Feels and looks like the real thing.
Or it has all the same elements.
You can get e-cigarettes with no nicotine in them and that is a great way to go.
You pick some stick-like thing up, it lights up, you inhale and exhale and you see smoke, and your happy...Till you go out camping, and then you have no way to charge that bad boy.
Well you're on your one.
Watch out for bears!
Downsides: Hey we got you covered there too.
It won't help you kick the nicotine fix.
Yo will have to replace the nicotine, once it's all gone.
You have to buy said nicotine in special stores, or online.
It hasn't been proven to be risk free, but it might be a better alternative...for now.
Now you know, so go smoke and be happy.
Warning: Smoking may not produce happiness if you weren't a smoker before, or are just depressed and upset and fat and lonely. However, if you smoke, you'll lose weight and become more focused. Keep lighters handy for all the girls how still use the real deal, you'll seem like a real gem and be in like for good with them. More so too if you can appear better than they with your fake Ciggy.
Sunday, May 26, 2013
Care Givers: it's more than a job, it's giving life.
The tasks of a caregiver are vast. In one day you may be asked to
help someone get dressed, get to the bathroom and offer assistance once they are there, clean up after them, or help them get
through their day. You may also have jobs to do outside of the house for the client. These can include but are not limited to: Picking up items, going to the bank or post office, paying bills. There may also be a need to drive a client to their doctor's appointments or other places.
The range of jobs a caregiver can be asked to do can be overwhelming but it may very from client to client.
If the caregiver works for agency, that agency will have rules and guidelines for what kind of care they offer their customers. Some agencies can do medical care and administer medicine, speak and make recommendations to the doctor on behalf of their client, and give shots. Other agencies may provide physical assistance where the client needs to be lifted into bed, or into their wheelchair or other device. This kind of service still offers their customer's care, but are not licensed or insured to give medicine, medical attention.
The work of a caregiver may be tedious and demanding, but think about what they do.
The help a person get through their day, while still keeping a certain amount of dignity. They may button shirts, feed them and care for them, but they also make each person's life better. Even being there can make a huge difference in a person's day.
A caregiver's job isn't just errands, and tasks it gives their client's hope, it gives them life.
Saturday, May 25, 2013
unsold article Crating a successful answering script.
Creating a live answering service script is easier than you think.
First, make the script sound real and natural. Customers do not like contacting call centers with representatives that speak in a monotone voice. The call center script should have the speaker sound warm and inviting. Instruct the call center representative to smile when they pick-up the phone. The customer will hear the smile on their end and get the impression that this call center is ready and happy to help them.
The call center answering script should also be in plainspoken English. There should be no technical or business terms, no slang, and no filler words. Every word must count and be straight and to the point. The customer's time is precious and they do not have time to listen to a speech.
Make sure that every call center representative can pronounce the company name and products that are offered without mistakes. This can take some practice but it should become easier over time. It would be a shame if a customer called and had to listen to a representative struggle with product names over the phone. This might indicate to the caller that the person on the other end is reading an answering script, and hang up.
Have a simple greeting.
Try not to answer with, "good morning" or "good afternoon" since the time may be different for the caller.
The operator should thank the person on the other end for their call and ask how they may assist them or direct the call.
Pronounce things properly.
The opening in the live answering service script should be one or two sentences long.
The call center script should also be easy to say, be sure to keep the script sentences brief and to the point. If while reading the operator becomes out of breath then the copy needs to be edited while still keeping its full meaning.
Do not be afraid to change and revise the call center script. After time, your call center representatives may get used to the routine and say it without any emotion; Do not allow that to happen. Change the greeting, the ending or rephrase a few words. Doing this will keep the representatives on their toes and it will keep the call center script sounding fresh and new. Call into the call center and check to make sure the script is being read correctly.
But I love her/him
"But I love him/her."
I am tired of shows that have people who put up with other's who beat them, mistreat them and cheat on them and when asked why they stay their only comment is, "I love them."
Well, not good enough.
What does that mean?
If you don't have any explanation behind it, that means we could replace the proper noun with a regular noun. "I love chocolate. I love my country. I love the rainbow. I love lions."
If the person you, "love" isn't loving, and you can't give examples of how they are then the word is meaningless. You have your reasons for disliking them and wanting the behavior to stop, and you claim you love them, so you should be able to give examples of why you love them.
"They are kind, smart, they take out the garbage, they make me laugh, they fit my needs." (Any of those work, they don't have to be deep and no, there isn't any big reason to love someone, you can just love them. Unless you I tell you otherwise. Good? Good.)
I am only referring to asking yourself these questions when you are being asked why are you staying with someone who is wrong for you.
If you are constantly in pain and misery, you need more than just, "I love them" to think about.
Let me flip this on it's head, are you loving to them?
I know, they beat you and hit you and are mean, and don't deserve your kindness, but you said you love them, well are you loving to them?
Do you treat them well, do nice things for them? Think of ways to make their life easier?
If they aren't loving, and you aren't loving, it's not love.
You feel sorry for yourself and want others too as well.
You hurt because they hurt you, but does it make you feel bad that they are being bad to you? I mean do you feel bad for them being bad to you?
Staying with someone who treats you bad because you, "love them" and have no action and verbs behind it is not love, it's complacency. You would like it if they would stop their actions, but you won't change yours or get out of the situation if they don't. You'll just sit there and not move till things turn around. They may leave you, hey they're jerks of course they'll leave you when you bore them, or they found someone else to dump on.
Or they'll stay and your life won't get any better, if your fine with that, great. I'm sorry for you but if you want that, and no kids are involved and you aren't hurting anyone but yourselves, than I'll shut my mouth and you can call me Charlie.
However, don't go on Dr. Phil, don't cry to your friends about it and stop calling and involving me in it because I'm tired of it.
My only advice to those who'll stay, (and I know it's not that easy and I know you have your reasons) is, "I'm sorry. I can't help you. But I care. Good luck."
I am not implying that it is this simple and as always, I didn't mean you, I meant those other people. I certainly didn't mean you. Your so vain.
I am tired of shows that have people who put up with other's who beat them, mistreat them and cheat on them and when asked why they stay their only comment is, "I love them."
Well, not good enough.
What does that mean?
If you don't have any explanation behind it, that means we could replace the proper noun with a regular noun. "I love chocolate. I love my country. I love the rainbow. I love lions."
If the person you, "love" isn't loving, and you can't give examples of how they are then the word is meaningless. You have your reasons for disliking them and wanting the behavior to stop, and you claim you love them, so you should be able to give examples of why you love them.
"They are kind, smart, they take out the garbage, they make me laugh, they fit my needs." (Any of those work, they don't have to be deep and no, there isn't any big reason to love someone, you can just love them. Unless you I tell you otherwise. Good? Good.)
I am only referring to asking yourself these questions when you are being asked why are you staying with someone who is wrong for you.
If you are constantly in pain and misery, you need more than just, "I love them" to think about.
Let me flip this on it's head, are you loving to them?
I know, they beat you and hit you and are mean, and don't deserve your kindness, but you said you love them, well are you loving to them?
Do you treat them well, do nice things for them? Think of ways to make their life easier?
If they aren't loving, and you aren't loving, it's not love.
You feel sorry for yourself and want others too as well.
You hurt because they hurt you, but does it make you feel bad that they are being bad to you? I mean do you feel bad for them being bad to you?
Staying with someone who treats you bad because you, "love them" and have no action and verbs behind it is not love, it's complacency. You would like it if they would stop their actions, but you won't change yours or get out of the situation if they don't. You'll just sit there and not move till things turn around. They may leave you, hey they're jerks of course they'll leave you when you bore them, or they found someone else to dump on.
Or they'll stay and your life won't get any better, if your fine with that, great. I'm sorry for you but if you want that, and no kids are involved and you aren't hurting anyone but yourselves, than I'll shut my mouth and you can call me Charlie.
However, don't go on Dr. Phil, don't cry to your friends about it and stop calling and involving me in it because I'm tired of it.
My only advice to those who'll stay, (and I know it's not that easy and I know you have your reasons) is, "I'm sorry. I can't help you. But I care. Good luck."
I am not implying that it is this simple and as always, I didn't mean you, I meant those other people. I certainly didn't mean you. Your so vain.
Not sold.
Introduction to Wolverine.
Few heroes’ origins have been shroud in uncertainty and
mystery as James Logan Howlett or Wolverine as his enemies and fellow X-Men
know him. Wolverine belongs to the troupe of superheroes known as the X-Men.
They are a team of male and females mutants with supper human strengths and
powers. Wolverine with his animalistic senses and his brute strength make him
one of the most savage members of the X-Men. With the rage of a beast and the
moral code of the Samurai, Wolverine is a worthy fighter and a deadly foe. The
only force stranger than Wolverine, is his mood and explosive temper. This
temper when evoked causes him to go into a berserk animal rage, that no one can
calm. Logan fears his rages and tries to keep them in check. Wolverine’s mutant
genes enhance his body and his senses. His skeleton is fused with adamantium, a
metal substance that strengthens his bones. His signature claws are twelve-inch
retractable bone claws, housed in his forearms. Wolverine uses his claws in
battles and they can cut through stone, metals and human flesh. Wolverine’s
body has accelerated healing powers. Wolverine’s body can heal bullets, knives,
broken bones and damaged organs quickly. Unless he is hungry or sleep deprived,
Wolverine’s body will regenerate and heal. Wolverine’s body is also immune to
all man’s disease and most poisons. Wolverine’s mutation has also heightened
senses. He can see things that are far in distance, or in the dark. Wolverine’s
sense of smell is so keen; he can smell guns on the other side of a closed
door.
Skills Explanation:
Wolverine's travels have led him into many battles. In total
he has mastered 28 different forms of martial arts as well as the use of
pressure points to immobilize his attacker.
Wolverine is also skilled in blocking opponent's mental
assaults.This is due to his strong will and animal nature.
Sunday, January 27, 2013
Hubby has Bronchitis and is one sick puppy.
It has been a chore to get the fool to not go outside and get sicker.
He keeps insisting that we need more soda and wants to go out and buy more, in the freezing cold.
There were some issues with UE but it looks like my husband will get it, so we've got that going for us.
In the meantime.
I have two doctor's appointments tomorrow, one on Tuesday, and one on Thursday.
We have to put in our monthly notice to our complex.
Start selling stuff.
Start cleaning stuff.
Start packing stuff.
We might end up in SD for awhile, but who knows how that will pan out.
We are fighting.
I don't know where any of this is going.
I got a new cellphone.
Nothing else to talk about, I'm in survival mode.
Live for the next day.
It has been a chore to get the fool to not go outside and get sicker.
He keeps insisting that we need more soda and wants to go out and buy more, in the freezing cold.
There were some issues with UE but it looks like my husband will get it, so we've got that going for us.
In the meantime.
I have two doctor's appointments tomorrow, one on Tuesday, and one on Thursday.
We have to put in our monthly notice to our complex.
Start selling stuff.
Start cleaning stuff.
Start packing stuff.
We might end up in SD for awhile, but who knows how that will pan out.
We are fighting.
I don't know where any of this is going.
I got a new cellphone.
Nothing else to talk about, I'm in survival mode.
Live for the next day.
Sunday, January 6, 2013
Today and all the days before it.
I started putting the ornaments from our tree away today.
I worked for about half an hour, and gave up.
I will work on it more tomorrow.
I have to start thinking about what to get ride of and what to keep.
What do I mean?
We are living the American dream.
It started when Hubby and I bought a house.
I had a steady job, and he had just started his and so we had more then enough money to buy the house we did. We did not buy too much of a house, had a low rate and moved in and all was well. Few months later, my hubby was let go from his new job. There were a lot of issues and under handedness going on in that job, but long story short, he was out of work. He stayed out of work for 17 months.
We incurred so much debt, and still can't get out from under that nightmare.
When my husband found a job in another state we thought our prayers had been answered and we moved.
My job did not go with me, so I was unemployed for several months, but landed a seasonal job that ended too soon. I was on unemployment again. I have been on six job interviews and had no one nibble.
That ran out, my husband had health issues relating to his feet and was soon having trouble and hating his current job. He was soon let go of that job as well. Dec. 21 was his last day.
We'll find out this week if he'll get unemployment.
Even if he does get it, we can't live off of it.
So now I am looking at everything I don't really need, and thinking of all that I can take with me. Stuff that folds down flat or stacks small are a must.
We will most likely be moving in with my family in Huntsville. Hubby is dreading that, and is already trying to make the worst of it. "I'll be going there as a loser Not smart enough to keep my job. Wasting my degree." He went down this path before, and became evil husband and I had to leave him.
I did for several months.
I am trying to give him some slack since this is a huge blow and hard on me too.
There are worst things out there, we are doing alright.
We are not in jail, in the hospital, or without people who can help us or love us.
I still don't like where I fear this is going.
We'll see.
I worked for about half an hour, and gave up.
I will work on it more tomorrow.
I have to start thinking about what to get ride of and what to keep.
What do I mean?
We are living the American dream.
It started when Hubby and I bought a house.
I had a steady job, and he had just started his and so we had more then enough money to buy the house we did. We did not buy too much of a house, had a low rate and moved in and all was well. Few months later, my hubby was let go from his new job. There were a lot of issues and under handedness going on in that job, but long story short, he was out of work. He stayed out of work for 17 months.
We incurred so much debt, and still can't get out from under that nightmare.
When my husband found a job in another state we thought our prayers had been answered and we moved.
My job did not go with me, so I was unemployed for several months, but landed a seasonal job that ended too soon. I was on unemployment again. I have been on six job interviews and had no one nibble.
That ran out, my husband had health issues relating to his feet and was soon having trouble and hating his current job. He was soon let go of that job as well. Dec. 21 was his last day.
We'll find out this week if he'll get unemployment.
Even if he does get it, we can't live off of it.
So now I am looking at everything I don't really need, and thinking of all that I can take with me. Stuff that folds down flat or stacks small are a must.
We will most likely be moving in with my family in Huntsville. Hubby is dreading that, and is already trying to make the worst of it. "I'll be going there as a loser Not smart enough to keep my job. Wasting my degree." He went down this path before, and became evil husband and I had to leave him.
I did for several months.
I am trying to give him some slack since this is a huge blow and hard on me too.
There are worst things out there, we are doing alright.
We are not in jail, in the hospital, or without people who can help us or love us.
I still don't like where I fear this is going.
We'll see.
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